Maybe a dumb question, but is there a different between a hammer drill and a drill with a hammer setting? Is this too powerful to use regularly?

There are no dumb questions except those not asked. If the word hammer is used in the description then you are dealing with a hammer drill. The hammer setting is designed for use with a masonry drill bit for use when drilling into concrete or bricks and is not beneficial when using a regular drill bit and drilling into regular surfaces. It is not a matter of being "too powerful" but a matter of being unnecessarily pounding on a surface where there is no need or benefit to pound. The hammer setting does not get used unless drilling with a masonry bit.

Does it have a 220 V charger? if not, can you provide with one 220v instead of 110v?

I realize this is an old question, but it never was really answered and I see the question all the time. The answer is that a standard Dewalt charger is rated for 110v to 260v. So, just the normal charger will work fine (actually better and faster) with 220v. The do this for exactly this reason, so the don't have to produce 2 separate chargers for their products. No "converter" needed. An adapter might be needed in certain countries due to plugs not being standard worldwide.

Will it do hammer only? Chipping?

Get a SDS hammer drill if you need to chip. I have 3 and they work well for light chipping.

Does this drill have enough torque for ice fishing with a 8” auger?

Absolutely Kicks butt I use mine with a kdrill auger. Practically no downward pressure needed. Free lifetime sharpening Flys through the ice It will run up to a 10" auger You can connect the drill to the auger and honestly pick it up off the ground with 1 finger

ASIN	B01DR90MM6
Additional Features	Brushless Motor,Heavy-Duty,Cordless
Amperage	16 Microamps
Best Sellers Rank	#101,617 in Tools & Home Improvement ( See Top 100 in Tools & Home Improvement ) #557 in Power Drills
Brand	DEWALT
Brand Name	DEWALT
Color	Multi
Customer Reviews	4.7 out of 5 stars 6,915 Reviews
Drill Type	Hammer Drill
Drilling Capacity Metal	15 Millimeters
Drilling Capacity Wood	16 Millimeters
EU Spare Part Availability Duration	3 Years
Global Trade Identification Number	00885911440028
Included Components	(1) DCD996 - 20V MAX* XR Lithium Ion Brushless 3-Speed Hammerdrill, Belt hook, 360° side handle
Is Electric	Yes
Item Dimensions L x W x H	25.4L x 10.2W x 20.3H centimeters
Item Type Name	*DEWALT DCD996B 20V MAX XR PREMIUM 3-SP HD BARE
Item Weight	1.81 kg
Manufacturer	DEWALT
Manufacturer Part Number	DCD996B
Material Type	Blend
Maximum Chuck Size	0.5 Inches
Maximum Power	820 Watts
Maximum Rotational Speed	2000 RPM
Maximum Torque	95 Newton Meters
Maximum chuck size	0.5 Inches
Maximum rotational speed	2000 RPM
Model Number	DCD996B
Number of Speeds	3
Power Source	Battery Powered
Power source	Battery Powered
Speed	2800 RPM
Torque	95 Newton Meters
UPC	885911440028
Unit Count	1 Count
Voltage	20 Volts

DEWALT 20V MAX XR Cordless Hammer Drill, Brushless, 3-Speed, Bare Tool Only (DCD996B)

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