(Grade 8-Adult) Financial IQ is an educational game designed to teach financial responsibility and literacy. Players learn everything from the differences between credit cards and debit cards to the role of collateral. There is a strong emphasis on how players can learn to be prudent and sensible about investing, taking on debt, expenses, etc. There are four decks of cards, each dealing with different aspects of the financial world: Investment Strategy cards cover the nature, benefits, and risks of various investment assets, including stocks, bonds, mutual funds, CD's, bank accounts, etc. Income and Expense cards cover income sources and expense items. Emphasis is placed on controlling expenses so that a portion of income can be saved each year. Loans and Interest cards give players important information on credit cards, debit cards, checking accounts, mortgages, and consumer debt. Financial IQ cards cover a range of financial issues, ranging from distinguishing assets from liabilities, capital gains and losses, and even how many dollars equal a "grand". 2-6 players.
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